Introduction
1. http://www.infoplease.com/ipa/A0104583.html.
2. Quarterly Report Household Debt and Credit, February 2013, Federal Reserve Bank of New York, http://www.newyorkfed.org/research/national_economy/householdcredit/DistrictReport_Q42012.pdf.
Chapter 1: Debt-Proof Living
1. Natalie H. Jenkins et al., You Paid How Much for That?! (San Francisco: Jossey-Bass, 2000), 15.
2. Ragnar Storaaski, PhD, and Howard Markman, PhD, 1991, University of Denver, Center of Marital and Family Studies, DU Graduate School of Professional Psychology, 2450 S. Vine St., Denver, CO 80208, 303-871-3873.
3. Median Household Income in the United States, http://www.davemanuel.com/median-household-income.php.
Chapter 2: Two Kinds of Debt
1. http://www.indexcreditcards.com.
2. http://www.bankrate.com.
Chapter 3: Caught in the Debt Trap
1. http://www.federalreserve.gov/econresdata/scf/scfindex.htm.
Chapter 4: A Plan to Debt-Proof Your Life
1. George Clason, The Richest Man in Babylon (New York: Penguin, 1955), 15.
Chapter 5: Where Does All the Money Go?
1. http://www.cbsnews.com/8301-505144_162-57351515/starbucks-raising-prices-in-some-markets.
Chapter 8: Expect the Unexpected
1. http://www.federalreserve.gov/releases/g19/Current/#fn1a.
2. http://www.nerdwallet.com/blog/credit-card-data/average-credit-card-debt-household.
3. https://www.usaa.com/inet/imco_mutualfund/ImFundFacts?action=INIT&fundNumber=0042&fundCategory=MM.
Chapter 13: The Proper Handling of Hazardous Materials
1. http://news.uscourts.gov/bankruptcy-filings-down-fiscal-year-2012.
2. http://www.bankrate.com/brm/news/cc/19990222b.asp.
Chapter 16: The Overlooked Safety Net
1. U.S. Social Security Administration, fact sheet, February 7, 2013.
2. U.S. Census Bureau, American Community Survey, 2011.
3. U.S. Social Security Administration, Disabled Worker Beneficiary Data, December 2012.
4. Council for Disability Awareness, Personal Disability Quotient (PDQ) calculator.
Chapter 17: Student Loans, Student Debt
1. http://www2.ed.gov/about/offices/list/ovae/pi/cclo/ccfacts.html.
2. http://en.wikipedia.org/wiki/California_Community_Colleges_System.
3. http://aging.ohio.gov/information/learning.
4. http://www.direct.ed.gov/leaving.html.
Chapter 18: Building Wealth on an Ordinary Income
1. Austin Pryor, The Sound Mind Investing Handbook: A Step-by-Step Guide to Managing Your Money from a Biblical Perspective, 5th ed. (Louisville: Sound Mind Investing, LLC, 2008), 110–15.